Patent Number: 7,043,441

Title: Method and apparatus using digital credentials and other electronic certificates for electronic transactions

Abstract: A method for performing electronic transactions, comprising receiving a long-term certificate, authenticating a user associated with the long-term certificate, and then sending a short-term certificate to the authenticated user. In addition, risk associated with the user can be evaluated, and this risk information, as well as other information, can be included in the short-term certificate.

Inventors: Maher; David P. (Ponte Vedra Beach, FL)

Assignee: AT&T Corp.

International Classification: G06Q 99/00 (20060101)

Expiration Date: 5/09/02018