Patent Number: 7,822,688

Title: Wireless wallet

Abstract: A mobile phone system and method of initializing, at a secure transaction server (STS), a mobile payment software with a software authentication parameter, as an authentic mobile payment software; providing an STS correlation between a personal identification entry (PIE) and the authentic mobile payment software; installing, in a mobile phone, the authentic mobile payment software; and inputting, by a user, the PIE to the installed authentic mobile payment software to generate according to the PIE and the software authentication parameter a transformed secure authenticable mobile phone cashless monetary transaction over the mobile phone network, as a mobile phone wireless wallet of the user of the mobile phone. The mobile phone authenticable cashless monetary transaction is performed according to an agreement view(s) protocol.

Inventors: Labrou; Yannis (Baltimore, MD), Ji; Lusheng (Randolph, NJ), Agre; Jonathan Russell (Brinklow, MD), Molina Terriza; Jesus (Washington, DC), Chen; Wei-lun (Greenbelt, MD)

Assignee: Fujitsu Limited

International Classification: G06Q 20/00 (20060101)

Expiration Date: 2018-10-26 0:00:00